For import & export businesses

A global multi-currency account for your import & export business

Pay suppliers in China, the US or Europe in hard currency, receive from buyers worldwide, and convert to local currency when needed. One multi-currency account with the exchange rate and applicable costs shown before each transaction.

Pay and get paid across

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Why traders switch from the bank to Dolafy

Three reasons import & export businesses move money with Dolafy

FX with clear costs

Review the exchange rate, applicable fees, and destination amount before confirming a supplier payment.

One account, many currencies

Hold balances in dollars and euros, receive from international buyers, and convert when it makes sense for your company's cash flow.

Access local payout rails

When you need local currency, review the available route, estimated timing, limits, and costs before sending to an eligible destination.

Built for

Anyone moving goods across borders

If your company buys or sells abroad, Dolafy is the account that holds the money on both sides β€” in the currency it arrives in and the currency you need to spend.

Importers
Exporters
Trading companies
Cross-border e-commerce
Manufacturers sourcing abroad
Distributors and resellers
Dropshipping operations
Trade and customs agents
Paying suppliers

Pay overseas suppliers with clear costs

Pay in dollars or euros from your Dolafy account and review the exchange rate, applicable fees, and destination amount before confirming the transaction.

  • Payments in USD, EUR and other hard currencies
  • Exchange rate and applicable costs shown before confirmation
  • Digital flow for initiating and tracking payments
Getting paid

Receive export revenue in foreign currency

Use available account details to receive from international buyers and keep the balance in the received currency. You can then convert it, pay another supplier, or hold it, depending on the options enabled for your business.

Local cash

Convert to local currency when needed

Review the exchange rate and available payout routes before converting and sending locally. Timing, limits, and availability vary by currency, corridor, and transaction review.

Side by side

Dolafy vs a traditional bank's FX

Why importers and exporters are leaving the bank.

Feature
Dolafy
Traditional bank (SWIFT)
Account opening
Online application and guided onboarding
May require branch visits and manual steps
FX spread
Rate and costs shown before confirmation
Costs may be distributed across the transaction
Currencies in one account
USD, EUR and local together
One account per currency, if any
Closing an FX deal
No queue, whenever you want
Every deal, with paperwork
Sending money home
Local rails where supported
Depends on settlement and receiving bank
Receiving from abroad
Account details for available currencies
May depend on intermediary banks
What's inside

Everything inside your Dolafy account

USD balance

Receive and hold dollars with no forced conversion.

Multiple currencies

USD, EUR and local currency in one account, your way.

Local payouts

Use supported local payout rails for domestic cash needs.

International remittances

Pay overseas suppliers across the major rails.

Transparent FX

Review the exchange rate and costs before confirming.

Corporate cards

Spend the balance directly in USD where you need it.

Receipts and statements

Organized history for accounting and reconciliation.

Regulated partners

Rails operated by regulated US institutions.

Digital onboarding

Submit company details online and follow the KYB review.

Cross-border trade without friction

From solo importers to high-volume trading companies

USD + EUR + local
In one account
Local rails
Where supported
Before sending
Rate and costs displayed
Digital
Application and KYB
Real human support

Talk to someone who understands FX and cross-border trade

Onboarding and a first transaction may require company information, documents, and compliance review. Our team can guide you on WhatsApp or during a 15-minute conversation.

FAQ

FX, cross-border trade and Dolafy β€” what importers and exporters ask

Is this account for businesses or individuals?

It is designed for businesses and requires KYB verification. The application is digital, but review timing depends on the company information, documents, and checks required for each applicant.

Which currencies can I pay and receive in?

You hold balances in dollars and euros in the same account, receive from your international buyers in those currencies, and convert to local currency only when you need to. The point is to avoid the double conversion banks charge on every transfer.

How do payouts to my home country work?

When you need local currency, review the exchange rate and available payout route before converting and sending. Timing, limits, and availability are shown in the flow and may vary by transaction.

Is the FX rate better than my bank's?

Dolafy shows the exchange rate, applicable fees, and destination amount before confirmation so you can compare the total transaction cost with other options available to your business.

How fast do export payments arrive?

Timing depends on the currency, the rail used by the payer, processing windows, and any intermediary banks. The receiving details and options available to your business are shown in the platform.

Who operates the payment rails?

Dolafy works with regulated US partners to operate remittances and custody. You move the money through Dolafy, with the infrastructure behind it run by regulated institutions.

Open your multi-currency account for cross-border trade

Pay suppliers, get paid by buyers, and move money home whenever you want β€” all in one account.

Subject to KYB verification. Business accounts only.