# Balance

Read your organization's available banking balance across USD and stablecoin sources.

Read a simple, customer-safe view of your organization's banking balance. The endpoint is read-only and reflects the latest cached balance state — it does not make live calls to underlying rails.

## Get balance

```http
GET /v1/banking/balance
x-api-key: dlfy_live_...
```

### Response

```json
{
  "balance": {
    "total": {
      "currency": "USD",
      "amount": "1234.56"
    },
    "balances": [
      {
        "label": "Bank Balance",
        "currency": "USD",
        "amount": "1000.00"
      },
      {
        "label": "USDC Balance",
        "currency": "USDC",
        "amount": "200.00"
      },
      {
        "label": "Solana Balance",
        "currency": "USDC",
        "amount": "34.56"
      }
    ],
    "asOf": "2026-06-25T12:00:00.000Z"
  }
}
```

### Notes

- The response is a single `balance` object: a `total`, the individual `balances` lines, and an `asOf` timestamp.
- **Bank Balance** is your active held USD bank balance. Incoming virtual-account deposits that have not yet cleared are not counted.
- **USDC Balance** is your active USDC balance, net of any local reservations.
- **Solana Balance** is your active Solana USDC balance, net of local reservations.
- All three lines are always present, formatted as two-decimal strings. Missing sources return `"0.00"`.
- `asOf` is the timestamp of the newest balance reading available.
- The endpoint never exposes bank account ids, wallet ids, deposit addresses, or provider details.