Everything your business needs to operate globally
Bank Accounts
Open USD, EUR, and BRL accounts in minutes. Receive from platforms, pay suppliers, and move money worldwide — without IOF or hidden fees.
- USD, EUR, and BRL accounts under one login
- Receive via ACH, Wire, SWIFT, or PIX
- Instant transfers to your employees
- No monthly fee — pay only when you use
Powered by Lead Bank and Bridge (by Stripe)
Debit Cards
Create unlimited virtual debit cards with commercial BIN. Pay for ads, SaaS, and suppliers directly in USD or EUR — no conversion needed.
- Unlimited virtual cards, free to create
- Commercial BIN with high ad-network approval
- One card per campaign, team member, or vendor
- Real-time spending controls and limits
Powered by Rain and VISA
Investing
Put your idle USD balance to work. Access US stocks, ETFs, and fixed income directly from your Dolafy account.
- Buy US stocks and ETFs commission-free
- Earn yield on idle USD balances
- Invest in American companies on NYSE & Nasdaq
- Seamless transfers from your Dolafy account
Powered by Alpaca
Dolafy vs. Competitors
The biggest companies in the digital market are switching to Dolafy
No monthly fee. No commitment.
The real cost of local infrastructure
Most operators don't realize how much they lose to taxes, spreads, and currency friction — until they see the numbers.
What local infrastructure costs you
Fees and friction you absorb every month without realizing
Platform tax (12.15%)
ISS + PIS/COFINS on media intermediation — Tax Reform (Complementary Law 214/2025).
Card spread (3–7%)
Local card BRL→USD with unpredictable, bank-set exchange spread on every transaction.
IOF on payments (3.5%)
Unavoidable tax on international credit card payments — charged on top of everything else.
Double conversion
USD→BRL→USD round-trip on every payment cycle, losing margin at each step.
Revenue stuck locally
Foreign revenue must be internalized via exchange contracts, paying spread + IOF again.
Infrastructure limits
Local bank dependency, low card limits, restricted global flexibility for scaling.
How Dolafy solves this
A global account built to eliminate every hidden cost
15–25% direct savings
No platform tax, no IOF, no card spread, no double conversion — keep your full margin.
100% USD account
Receive in USD, pay ads in USD, keep your cash in strong currency without forced conversion.
End of FX friction
Eliminate BRL→USD conversion, daily volatility, and bank dependency from your operations.
No LLC needed
Operate globally without a US accountant, annual filing, or registered agent overhead.
Real international cards
International BIN, better platform approval rates, and less block risk on ad networks.
Global scalability
Better cost predictability, better margins, and higher reinvestment capacity across geos.
Strategic profit retention
Keep profit offshore, reinvest in media, only internalize when strategically advantageous.
Operational shielding
Banking diversification, reduced country risk, and less exposure to local regulatory changes.
See how much you save with Dolafy
Choose your scenario and see how much you save compared to traditional Brazilian infrastructure.
Monthly ad bill comparison
You gain R$ 93.250 per month by paying your ads with Dolafy. That's R$ 1.119.000 per year!
We speak your language
We built Dolafy for those who operate in the global market and need an account that keeps up
Super Affiliates
Scale international campaigns without worrying about limits or fees.
- Unlimited cards for multiple ad networks
- Commercial BIN with high approval
- Receive commissions in USD/EUR directly
Publishers
Receive from global ad networks and reinvest in traffic without converting to BRL.
- Receive from Google AdSense/GAM instantly
- Pay infra expenses in USD
- Multiple CNPJs in one account
Ecommerce
Pay international suppliers and ads with minimal spread and maximum speed.
- Pay suppliers with your balance
- Cards for Facebook, Google, and TikTok Ads
- Real-time expense dashboard
Direct Response
Operate in multiple geos with cards for each campaign and spending control.
- One card per campaign or network
- Exchange spread of only 0.5% – 1%
- Instant transfers between accounts
SaaS
Receive from global clients and pay for tools, hosting, and remote teams.
- Receive via ACH, Wire, and SWIFT
- Pay AWS, Vercel, OpenAI in USD
- Team management with permissions
Import & Export
Pay international suppliers, receive from buyers abroad, and keep margins tight on every trade.
- Pay suppliers in USD/EUR without spread
- Receive from international buyers directly
- No double conversion on cross-border trades
Frequently Asked Questions
What is Dolafy?
Dolafy is a financial platform built for companies that operate globally. We offer international bank accounts (USD, EUR, BRL), virtual debit cards, and investing — all from a single dashboard.
Who can open a Dolafy account?
Any company that operates in the international market — affiliates, publishers, ecommerce, SaaS, agencies, trading, import & export, real estate, etc. We run a fast digital KYC/KYB process, usually completed within 24 hours.
Is there a monthly fee?
No. Dolafy has zero monthly fees. You only pay transaction fees (0.5%–1%) when you actually move money — receiving, sending, or converting currencies.
What currencies are supported?
You can transact in USD (US Dollar), EUR (Euro), and BRL (Brazilian Real). More currencies will be added as we expand.
How do I receive payments from abroad?
Once your account is active, you get dedicated bank details for ACH, Wire, and SWIFT transfers. Platforms like Google AdSense, Clickbank, and TikTok Shop can send payments directly to your Dolafy account.
When will debit cards and investing be available?
Both products are in active development. Debit cards (powered by Rain) and investing (powered by Alpaca) are coming soon. Join the waitlist to get early access.
Is my money safe?
Yes. Funds are held at licensed financial institutions through our partners (Bridge by Stripe, LeadBank). We do not hold customer funds ourselves — they are safeguarded by our regulated banking partners.
How do I get support?
We offer direct support via WhatsApp with a dedicated account manager. No bots, no ticket queues — real people who understand your business.
Do I need a US LLC?
No. We use the documents from your existing company — whether it's a Brazilian CNPJ, Estonian e-Residency company, Hong Kong CR, Malta entity, or any other jurisdiction — to set up a virtual account in the US and Europe. You can receive payments in USD and EUR without incorporating a new entity.